Your insurance premiums, or costs, are influenced by factors such as:
- Driving Record: Safe driving can lead to lower premiums, while accidents or tickets might make them higher.
- Vehicle Type: The make, model, and age of your car can impact your rates.
- Coverage Choices: The more coverage you choose, the higher the premium.
- Deductibles: A higher deductible means lower premiums, but you'll pay more out of pocket if something happens.
- Location: Where you live affects your rates due to local factors.